feat(fsgx): 完善报单佣金与积分奖励落库链路

放宽报单/人人分销场景下的推广员校验，确保订单返现佣金可落库；并将直推/伞下积分奖励补充写入 user_bill 明细，支持后台页面可见与审计追踪，同时更新对应 PRD 和问题记录。

Made-with: Cursor

pro_v3.5.1/app/services/user/UserBillServices.php

@@ -222,6 +222,23 @@ class UserBillServices extends BaseServices
             'status' => 1,
             'pm' => 1
         ],
+        // fsgx PRD §3.3：报单直推/伞下待释放积分明细（不计入可消费积分汇总）
+        'hjf_reward_direct_integral' => [
+            'title' => '直推积分奖励',
+            'category' => 'integral',
+            'type' => 'hjf_frozen_direct',
+            'mark' => '待释放积分{%num%}点',
+            'status' => 0,
+            'pm' => 1
+        ],
+        'hjf_reward_umbrella_integral' => [
+            'title' => '伞下积分奖励',
+            'category' => 'integral',
+            'type' => 'hjf_frozen_umbrella',
+            'mark' => '待释放积分{%num%}点',
+            'status' => 0,
+            'pm' => 1
+        ],
     ];
 
     /**
@@ -566,6 +583,10 @@ class UserBillServices extends BaseServices
                 'integral_refund',
                 'order_integral_refund',
                 'pay_product_integral_back',
+                'frozen_points_brokerage',
+                'frozen_points_release',
+                'hjf_frozen_direct',
+                'hjf_frozen_umbrella',
             ]]));
         $where_data['type'] = 'sign';
         $data['CountSign'] = $this->dao->getUserSignPoint($where_data);